×

Behandling af CPR-nummer i forbindelse med forsikringstilbud

Når du udfylder formularen, kan vi bede om dit CPR-nummer for at kunne indhente dine oplysninger hos Forsia Forsikring (tidligere Sønderjysk Forsikring). Formålet er at indhente de nødvendige oplysninger for at kunne beregne og fremsende et præcist forsikringstilbud til dig.

Formål: CPR-nummeret anvendes udelukkende til opslag hos Forsia Forsikring med henblik på at udarbejde et forsikringstilbud til dig.

Opbevaring: Kun direktøren samt særligt autoriserede medarbejdere hos Folke Forsikring har adgang til CPR-nummeret i behandlingsperioden.

Adgang: Kun direktøren samt særligt autoriserede medarbejdere hos Folke Forsikring har adgang til CPR-nummeret i behandlingsperioden.

Tilbagekaldelse: Du kan til enhver tid trække dit samtykke tilbage ved at kontakte Folke Forsikring. En tilbagekaldelse betyder, at vi ikke kan udarbejde et forsikringstilbud baseret på CPR-opslag.

Ved at afgive samtykke bekræfter du, at Folke Forsikring må behandle dit CPR-nummer til ovenstående formål i overensstemmelse med Databeskyttelsesloven § 11 og GDPR.

Contact
My Account
4,9

Boat Insurance

Many of the people we speak to end up with better coverage or rates.
Sign up and we’ll be in touch shortly!

By submitting your number, you agree to our privacy terms.

Boat Insurance

Boat insurance gives you peace of mind while sailing and protects both you and your boat against unforeseen damage and incidents. Whether you have a small sailboat or a larger motorboat, you can get an insurance solution that fits your needs.

Download Fact Sheet
Download Terms & Conditions
Benefits

Boat insurance with great benefits

Customer-focused insurance
As part of a customer-owned insurance company, the profits go toward better coverage—not to shareholders.
One deductible per claim
Applies even if multiple insurances are involved in the same damage.
15% Multi-Policy Discount
Get a discount when you combine your boat insurance with other policies.
Coverage

Coverage Overview

Liability insurance covers you if you cause damage to other people or their boats with your boat. The mandatory coverage applies both during and outside the sailing season:

  • During the sailing season, the insurance covers your liability for damages that occur while using the boat—both on the water and when the boat is on land.
  • Outside the sailing season, the insurance only covers damages that happen while the boat is on land.

Comprehensive insurance covers damage to your boat, equipment, and personal belongings. With this coverage, you receive help for a wide range of incidents, including:

  • Fire
  • Lightning strike
  • Explosion
  • Damage to electrical installations
  • Theft
  • Vandalism
  • Storm damage
  • Accidents during sailing—for example, if the boat sinks, capsizes, runs aground, strands, or collides with something
  • Other sudden and unforeseen events that happen instantly (not damages that develop gradually)

Legal assistance included:
The insurance also includes legal assistance coverage, which covers up to DKK 125,000 including VAT in selected private legal disputes where you are involved as the owner or user of the insured boat.
A deductible of 10% of the total legal costs applies—minimum DKK 2,500.
If you are entitled to legal aid, the deductible is waived.

Coverage of personal belongings
Personal belongings are automatically covered by the boat’s comprehensive insurance. This applies to items belonging to both the policyholder and other persons on board—typically items taken home outside the sailing season. These can include clothing, sailing gear, wetsuits, sea boots, shoes, fishing equipment, binoculars, tools, and portable electronics.

Coverage limitations
The coverage applies only during the sailing season and assumes that the items are not covered by another insurance.
Personal belongings are insured up to 10% of the boat’s total insured value—but a maximum of DKK 20,000.

The following items are not covered
The insurance does not cover items that are normally not stored on board during sailing, including:

  • Spare masts
  • Winter tarpaulins, winter stands, and blocks
  • Fixed moorings and mooring buoys
  • Dinghy trolleys and boat trailers
  • Provisions, including beverages, tobacco, and medicine
  • Cash and especially valuable items
FAQ

Frequently Asked Questions

Yes, the insurance also applies outside the sailing season, as long as the boat is properly stored and protected against weather damage.
Legal assistance coverage helps pay legal costs if you become involved in a dispute related to your boat. The insurance covers up to DKK 125,000 and includes a 10% deductible, with the possibility of coverage if you are granted legal aid.
Yes, but the insurance only covers certain waters. Sailing is covered in Danish, Swedish, Norwegian, Finnish, German, and Polish waters as well as the Baltic Sea. The insurance does not apply in Russia, Estonia, Latvia, or Lithuania.
Both sailboats and motorboats can be insured. Contact the insurance company for specific information about your boat type.
The deductible depends on your insurance agreement. For legal assistance coverage, it is typically 10% of the legal costs, but at least DKK 2,500.
The price depends on several factors, such as boat type, value, engine size, and usage. Get an accurate quote by contacting the insurance company.