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Behandling af CPR-nummer i forbindelse med forsikringstilbud

Når du udfylder formularen, kan vi bede om dit CPR-nummer for at kunne indhente dine oplysninger hos Forsia Forsikring (tidligere Sønderjysk Forsikring). Formålet er at indhente de nødvendige oplysninger for at kunne beregne og fremsende et præcist forsikringstilbud til dig.

Formål: CPR-nummeret anvendes udelukkende til opslag hos Forsia Forsikring med henblik på at udarbejde et forsikringstilbud til dig.

Opbevaring: Kun direktøren samt særligt autoriserede medarbejdere hos Folke Forsikring har adgang til CPR-nummeret i behandlingsperioden.

Adgang: Kun direktøren samt særligt autoriserede medarbejdere hos Folke Forsikring har adgang til CPR-nummeret i behandlingsperioden.

Tilbagekaldelse: Du kan til enhver tid trække dit samtykke tilbage ved at kontakte Folke Forsikring. En tilbagekaldelse betyder, at vi ikke kan udarbejde et forsikringstilbud baseret på CPR-opslag.

Ved at afgive samtykke bekræfter du, at Folke Forsikring må behandle dit CPR-nummer til ovenstående formål i overensstemmelse med Databeskyttelsesloven § 11 og GDPR.

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Building Insurance

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Building Insurance

If you own a hobby building or an unused farm, building insurance is essential. It covers damage caused to your building by fire, lightning, and other similar events. You can tailor your insurance by selecting different coverages to meet your specific needs. For example, you can choose coverage for fungal and insect infestations, which protects against damage from wood-destroying fungi or insects. Additionally, you can include second building damage cover, which covers damage caused by storms or torrential rain.
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Benefits

Building insurance with great benefits

15% Multi-Policy Discount
Get a discount when you combine your building insurance with another policy, such as car insurance.
One deductible per claim
For damages involving multiple insurance policies, you only pay one deductible.
Free choice of contractor
You choose which contractor will carry out the work.
Coverage

Coverage Overview

Covers damage caused by fire, lightning strikes, explosions, or short circuits in the home's fixed installations and household appliances.

Consequential damage from fire incidents
 The insurance also covers consequential damage – for example, water damage resulting from firefighting efforts.

Property coverage
 Your property is covered, including the house itself and any additional buildings on the premises (as specified in your policy). This also includes greenhouses (excluding glass), flagpoles, in-ground swimming pools, etc.

You are covered for damage resulting from theft, vandalism, storms, cloudbursts, thaw, burst pipes due to frost, and other sudden incidents.

Liability coverage
 The insurance includes liability coverage if you, as the homeowner – or user of the property – are held liable for damages to others or their belongings.

Legal expenses coverage
 You are also covered for legal expenses related to private legal disputes through the legal expenses insurance.

Covers damage to the house caused by attacks from wood-destroying fungi or insects that have damaged the wood or weakened its load-bearing capacity.

Covers hidden structural components that you have not had the opportunity to inspect or maintain.

 Covers repair and costs for locating leaks in hidden water, heating, gas, oil, and drainage pipes, as well as electrical and heating cables within the building.

Covers damage to external underground service lines – including water, heating, gas, oil, and drainage pipes, as well as electrical and heating cables – for which you are responsible for maintenance, and which connect the building to the main line in the street.

Covers damage resulting from theft, vandalism, and impact to garden installations, as well as damage caused by pests such as rats, mice, and martens. The coverage also includes mechanical malfunctions in fixed electrical installations and building materials intended for renovation.

In addition, cosmetic differences are covered – you will be reimbursed for 60% of the costs for repairs such as color discrepancies in the bathroom floor following a covered pipe damage.

Covers damage to windows and doors, conservatories and sunrooms, cladding on residential buildings, as well as load-bearing structures in garages, carports, and outbuildings.

Covers damage if water enters the house due to causes other than cloudbursts or thaw, such as rising groundwater or sewage water in the basement.

In addition, extended water damage also covers damage caused by drifting snow from attics, as well as water loss related to a covered claim under the pipe and service line coverage.

FAQ

Frequently Asked Questions

Home and building insurance are almost identical in terms of coverage and conditions. However, there are some differences between the two, and you may be wondering which one is best for your building.

If your building has less than 100 square meters of outbuildings, regular home insurance should be sufficient. If it exceeds this size, you should opt for building insurance instead.

While it is not legally required for homeowners to take out building insurance, if you have a mortgage, the lender will usually require you to have at least fire insurance. This provides the lender with peace of mind in case the building is destroyed by fire, while also offering you protection and security from losing your home.

When you take out insurance with us, the coverage and price are based on the information you provide about your building. It is important that the information is accurate; otherwise, it could impact coverage in the event of a claim, and you might receive reduced compensation. Always notify us of any changes to the heating system, roof type, or if there are any new builds, remodeling, or extensions. Feel free to contact us if you have any questions or need to update your policy.

Yes, it's important to inform the insurer if you're rebuilding or expanding your building. Changes can affect your coverage and premium.
Yes, emergency damage assistance is available. For example, securing your building against further damage after a storm or temporarily repairing broken windows.

Yes, building insurance covers damage caused by natural disasters such as storms, floods, and lightning.