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Home Content Insurance

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Home Content Insurance

Our home contents insurance protects you and your household against unforeseen events. With broad coverage and attractive prices, you can enjoy peace of mind knowing that your belongings and liability are well protected.

The insurance covers, among other things, damage caused by fire, water damage, and theft. It also includes liability insurance that protects you if you accidentally cause damage to others or their property.

As an added benefit, we offer access to online medical assistance, cyber protection, and psychological crisis support – giving you more than just a standard insurance policy. If you need additional coverage, you can opt for extra solutions such as extended electronics insurance or travel insurance.

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Benefits

Insurance with great advantages

15% Multi-Policy Discount

Enjoy a 15% discount when you bundle your home contents insurance with at least two other policies.

Online Medical Assistance

Get free access to HejDoktor, allowing you to consult with medical professionals via video or chat any day of the week.

Personlig rådgiver

Du får en fast, personlig rådgiver, som du altid kan ringe til.

Coverage

Coverage Overview

Covers household belongings against damage caused by fire, water, storms, theft, and vandalism. Coverage limits are tailored to suit your household’s specific needs.
Protects all household members if you are held liable for damages to others or their property. Also includes legal aid for certain private disputes and psychological crisis support for traumatic events such as burglary, fire, traffic accidents, or bereavement.
Covers legal expenses in connection with certain private legal disputes.
Covers damage to electrical appliances caused by short circuits, including household appliances, TVs, computers, and mobile phones.
Ensures access to professional support after traumatic events such as burglary, fire, traffic accidents, or death.

Get free online medical consultations every day of the week via video call or chat with certified healthcare professionals

Covers sudden damage and functional failures of household electronics for up to four years from the purchase date. Applies to TVs, computers, mobile phones, tablets, kitchen appliances, and more.

Covers accidental damage to non-electronic household items, such as lamps, glasses, clothing, and decorative items.

Standard insurance covers theft, vandalism, and fire for bicycles and e-bikes. Adding this option extends coverage to include repairs after traffic accidents.

FAQ

Frequently Asked Questions

This insurance covers you and other members of your household, including spouses/partners, resident children, foster children, and non-resident children up to 21 years old who are associated with the address.
The contents sum refers to the total value of all belongings in your home. When purchasing insurance, you must choose a coverage amount that adequately reflects the total worth of your household’s items.
If your contents sum is too low, you risk financial losses in the event of a claim. For example, if a fire or burglary occurs, your compensation may be significantly reduced if your total coverage is insufficient.
To estimate the value of your belongings, go room by room, listing all valuable items. Even smaller, inexpensive items should be included, as a fire or other disaster could result in a total loss of everything in your home.
Yes! Bicycles and e-bikes are covered against theft, vandalism, and fire under the standard policy. If you add "Bicycle Comprehensive", your bike will also be covered for repair costs after a road accident.

Udgangspunktet for erstatningen er, at dit indbo dækkes til nyværdi hos os– det vil sige, at du får erstattet med en tilsvarende ny genstand.

Der kan dog ske fradrag, hvis genstanden har mistet en væsentlig del af sin nytteværdi for dig, eller hvis det drejer sig om produkter, hvor der anvendes afskrivningstabeller (for eksempel computere og elektronik).

I enkelte tilfælde – som ved lamper, smykker eller platter – sker erstatningen med brugte genstande.

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