Moped Insurance
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Moped Insurance
Ride safely and worry-free on your moped or scooter with insurance that offers unlimited kilometers and full protection. Our moped insurance includes liability coverage that protects you if you accidentally cause damage to other people or their property.
Benefits
Moped insurance with great benefits
15% Multi-Policy Discount
Get a discount when you combine your building insurance with another policy, such as car insurance.
One deductible per claim
For damages involving multiple insurance policies, you only pay one deductible.
Customer-owned insurance company
As a member of a customer-owned insurance company, you avoid shareholders taking a share of the profits.
Coverage
Coverage Overview
Liability
Liability coverage is the necessary, legally required part of your moped insurance. It protects you financially if you cause damage to other people or their property while riding.
The coverage includes:
- Personal injuries: If you injure other people in a traffic accident.
- Damage to others' property: If you damage a car, building, bicycle, or other property.
Liability coverage protects you against financial claims and is a legal requirement to operate motorized vehicles such as mopeds and scooters.
FAQ
Frequently Asked Questions
Is it mandatory to insure my moped?
Yes, it is required to have liability insurance on all motor vehicles, including mopeds and scooters. If you do not have insurance, you will be charged a fee of DKK 250 per day by DFIM until the vehicle is insured. Without insurance, you can be financially responsible for any damage you may cause.
Is there a difference between insurance for scooters and mopeds?
There is no difference in insurance for mopeds and scooters. Whether you own a scooter, a moped 30, or a moped 45, the same insurance terms apply.
What do I do if I sell my moped?
When you sell your moped, the new owner must re-register it. Once the re-registration is completed, we receive notification from SKAT and the Motor Register, and we will then cancel your insurance.
Does the insurance cover all types of mopeds?
We offer insurance for both small mopeds (30 km/h) and large mopeds (45 km/h). Contact us to get insurance that fits your moped type.
Am I covered if others ride my moped?
Yes, the liability coverage applies regardless of who is riding your moped, as long as the driver has the required legal permission and follows traffic rules.
Can I insure my moped if I am under 18 years old?
Yes, it is possible to take out moped insurance even if you are under 18. In such cases, the insurance often needs to be set up in cooperation with a guardian.