Travel Insurance
Many of the people we speak to end up with better coverage or rates.
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Travel Insurance
Travel insurance provides peace of mind and financial protection when traveling outside of Denmark, ensuring you’re covered for unforeseen events while abroad.
Benefits
Travel insurance with good benefits
Ski holiday included
Our insurance automatically covers ski holidays – no additional add-ons are necessary.
15% discount with multiple insurance policies
Combine your home contents insurance with car insurance and one other policy to receive a 15% discount.
No deductible
In the event of damage during your trip, you pay 0 DKK in deductible.
Coverage
Coverage Overview
Illness, injury, and repatriation
The insurance covers unforeseen cases of illness or injury, including:
- Expenses for authorized medical treatment and medication
- Hospitalization
- Ambulance transport
- Medical transport
- Hotel stay and meals during outpatient treatment
Replacement holiday and compensation for lost travel days
If you are hospitalized for more than half of your holiday, the full cost of the trip will be refunded. For shorter hospital stays, the lost days are covered.
Summoning, medical escort, and recall
Covers travel and accommodation expenses for up to two people if you become seriously ill or injured.
Coverage: Up to DKK 1,667 per day.
Delayed attendance, departure, or return
Additional transport expenses are covered if you unintentionally miss your trip or experience delays.
- Delayed attendance: Up to DKK 19,009 per day per person.
- Delayed departure/return: DKK 1,269 per day per person.
No deductible on rental cars and holiday homes
- Rental cars: Up to DKK 6,335 in deductible is covered.
- Holiday homes: Up to DKK 8,238 per week is covered if the property cannot be used due to fire, theft, water damage, or natural disaster.
Travel period and coverage areas
Choose between:
- 30 or 60 days travel period
- Coverage in Europe or worldwide
- Europe: EU countries as well as Norway, Iceland, Switzerland, Turkey, and the United Kingdom.
- Worldwide: All countries globally.
Cancellation coverage
If you have to cancel your trip due to illness, accident, or death in your immediate family, prepaid expenses are covered. Cancellation also covers sudden crises such as terrorism, natural disasters, or epidemics at your destination.
FAQ
Frequently Asked Questions
What areas does the travel insurance cover?
Choose between coverage in Europe or worldwide.
How long can I travel?
Standard coverage is 30 days, but it can be extended to 60 days for an additional fee.
What should I do if I become ill before departure?
First, contact your travel provider to explore refund options. If that's not possible, you can file a claim with us for an assessment of the cancellation coverage.
Does the travel insurance cover ski holidays?
Yes, ski holidays are included in the standard coverage.
Is the insurance valid in Denmark?
No, the travel insurance only covers trips outside Denmark. In Denmark, you are covered by:
- Home contents insurance (theft, fire, water damage, etc.)
- Liability insurance
- Public healthcare system (yellow health insurance card)
- Any applicable roadside assistance
Is travel insurance necessary if I have a MasterCard?
Many payment cards include travel insurance, but the coverage varies. It is often a good idea to check any coverage provided through your MasterCard from the bank before choosing to purchase travel insurance with us, as people often end up being doubly insured. We recommend that you start by contacting your bank to get an overview of your card coverage.