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Behandling af CPR-nummer i forbindelse med forsikringstilbud

Når du udfylder formularen, kan vi bede om dit CPR-nummer for at kunne indhente dine oplysninger hos Forsia Forsikring (tidligere Sønderjysk Forsikring). Formålet er at indhente de nødvendige oplysninger for at kunne beregne og fremsende et præcist forsikringstilbud til dig.

Formål: CPR-nummeret anvendes udelukkende til opslag hos Forsia Forsikring med henblik på at udarbejde et forsikringstilbud til dig.

Opbevaring: Kun direktøren samt særligt autoriserede medarbejdere hos Folke Forsikring har adgang til CPR-nummeret i behandlingsperioden.

Adgang: Kun direktøren samt særligt autoriserede medarbejdere hos Folke Forsikring har adgang til CPR-nummeret i behandlingsperioden.

Tilbagekaldelse: Du kan til enhver tid trække dit samtykke tilbage ved at kontakte Folke Forsikring. En tilbagekaldelse betyder, at vi ikke kan udarbejde et forsikringstilbud baseret på CPR-opslag.

Ved at afgive samtykke bekræfter du, at Folke Forsikring må behandle dit CPR-nummer til ovenstående formål i overensstemmelse med Databeskyttelsesloven § 11 og GDPR.

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Vacation Home Insurance

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Vacation Home Insurance

Your summer house is your oasis, and therefore it is important to choose insurance that meets your needs. We offer summer house insurance that, among other things, protects against damage caused by fire, lightning strikes, explosions, or short circuits. There is an option to add extra coverage so the insurance fits your specific wishes. For example, if you rent out your summer house, you can add coverage for tenant damages, which protects against damage and theft caused by tenants. If you also want to protect your furniture and other belongings, you can choose personal property coverage.
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Benefits

Summer house insurance with great benefits

Only one deductible per claim
For damages involving multiple insurance policies, you only pay one deductible.
Free choice of contractor
You decide which craftsman will perform the work.
Customer-owned insurance company
As a member of a customer-owned insurance company, you avoid shareholders taking a share of the profits.
Coverage

Coverage Overview

The insurance covers damage caused by fire, lightning strikes, explosions, or short circuits in the summer house’s fixed installations and major appliances. It also includes consequential damages related to fire—for example, water damage caused during firefighting efforts.

Covers damage caused by, for example, theft, vandalism, storms, heavy rain, thawing, or frozen burst pipes and installations. It also includes damage to glass and sanitary fixtures as well as other unforeseen incidents. Additionally, the coverage includes liability insurance and legal assistance in private disputes.

The coverage applies to damage caused by wood-destroying fungi, insects, or bedbugs that weaken the wood's load-bearing capacity or cause destruction. The insurance includes bedbug extermination carried out by an authorized and Environmental Protection Agency-approved pest control company. It covers:

  • Documented loss of rental income for up to 30 days in connection with bedbug extermination (see section 1.7.2)
  • Expenses for pest control at the insured property as well as compensation for temporary rental loss during the same period.

Covers rot damage in hidden wooden structures where the wood has lost its load-bearing capacity. This can include joists under wooden floors or parts of the roof structure that have not been accessible for maintenance.

Includes costs for repairing and locating leaks in hidden installations—such as water, heating, gas, oil, and drainage pipes, as well as hidden electrical and heating cables within the building.

Covers damage to external underground cables and pipes that carry water, heating, gas, oil, wastewater, and electricity to and from the building. The coverage applies to the lines for which you, as the owner, are responsible for maintenance—that is, those connecting the property to the public main lines.

Covers damage to the fixed contents in the summer house caused by, for example, fire, electrical damage, burglary, theft, robbery, vandalism, water damage, storms, and spoiled food in refrigeration and freezer units.
A robotic lawn mower is considered regular private contents and is covered—even outside the residence period—but only from April 1 to October 31.
You choose the insured amount for the contents yourself.

The coverage takes effect if water enters the house for reasons other than cloudbursts or thawing—such as rising groundwater or sewage water in the basement. It also includes intrusion of drifting snow or water from the roof, as well as water leakage caused by covered damage to pipes and service lines.

Protects against damage, vandalism, and theft caused by individuals who rent or borrow your summer house—covering both the building and the contents.

FAQ

Frequently Asked Questions

It is not a legal requirement to have fire insurance for a summer house, but if you have a loan on the property, the bank or mortgage institution may require fire insurance.
The insurance covers the contents that are permanently installed in the summer house, such as furniture, kitchen equipment, and other belongings associated with the summer house.
Solar panel systems can be covered if they are specified in the insurance policy.
The insurance covers damage to both the summer house and its contents, even when it is rented out. You can add extra coverage for damage caused by tenants.
Yes, damage to terraces, fences, swimming pools, and greenhouses can be covered depending on the selected coverage.

If you are not present during the winter months and damage occurs, you should report the damage as soon as possible. The insurance may cover damage caused by frost or water intrusion, but it is necessary to document that you have taken the necessary precautions.