Trailer Insurance
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Trailer Insurance
Although your trailer is covered by the car’s liability insurance, it is not mandatory to have separate insurance for it. However, it can be wise to take out insurance that protects your trailer against damage caused by accidents, fire, theft, or short circuits.
Benefits
Trailer insurance with great benefits
Maximum one deductible per claim
This means you only pay one deductible, even if multiple insurances are involved in the damage.
Customer-owned insurance
As part of a customer-owned insurance company, there are no shareholders who need to receive a share of the profits.
15% Multi-Policy Discount
Get a discount when you combine your contents insurance with car insurance or other policies.
Coverage
Coverage Overview
Comprehensive insurance
The insurance covers damage to the trailer and equipment caused by accidents or theft.
Fire
Covers damage to both the trailer and its equipment caused by fire.
Legal aid
Covers legal expenses if legal disputes arise that require court proceedings.
FAQ
Frequently Asked Questions
What does trailer insurance cover?
Trailer insurance covers your trailer or caravan that you attach to your car. The insurance also covers theft, damage to the trailer, and equipment resulting from accidents or theft. Additionally, the insurance includes Legal Assistance, which covers legal costs related to certain private legal disputes.
What should I do if I sell my trailer?
If you sell your trailer, you must inform us so we can cancel your trailer insurance.
Is it mandatory to have trailer insurance?
No, it is not mandatory to take out trailer insurance, as a trailer is always covered by the car's liability insurance. However, it can be a good idea to get the insurance to cover damage to the trailer itself in case of traffic accidents, fire, short circuits, or theft.
What should I do if I sell my trailer?
If you sell your trailer, you must inform Folke Forsikring so they can cancel your trailer insurance.
Is there a deductible for damage to the trailer?
Yes, there is a deductible associated with damage to the trailer. At Folke Forsikring, however, a maximum of one deductible applies per claim, even if the damage involves multiple insurances.
Does the insurance cover if the trailer is used for business?
No, the standard trailer insurance only covers private use. If you use the trailer for business, you need to take out a commercial insurance policy tailored to your needs.