Who does travel insurance cover – and how do you choose the right one?
A travel insurance is your protection when you venture out into the world. But who is actually covered – and when? At Folke Forsikring we offer flexible and tailored travel insurance that suits individual travelers, families, and business professionals. Here, you get a clear overview of who a travel insurance policy typically covers and which factors you should consider before you travel.
Who is covered by the travel insurance?
Coverage depends on the type of travel insurance you choose. Here are the most common insurance types at Folke Forsikring:
✅ Individual travel insurance
Perfect for those who travel alone or with friends. It typically covers illness, accidents, repatriation, theft, and baggage issues. You’re covered throughout the entire trip – from departure to return.
✅ Family travel insurance
Covers the entire household: yourself, your spouse or partner, and your children. At Folke Forsikring Family travel insurance often also covers children under 18, even when they travel alone or with grandparents.
✅ Senior travel insurance
There is typically no age limit on travel insurance – and that’s certainly the case with us.
However, it’s important to check whether you have the necessary insurance coverage. If you have a pre-existing or chronic condition, a medical pre-assessment may be required.
On www.sos.dk you’ll find the applicable rules along with an explanation of whether you should get a medical pre-assessment before your trip – and how to go about it if needed.
✅ Youth travel insurance
Are your children going on a study trip? Our travel insurance covers trips of up to one month.
What does travel insurance cover?
Regardless of the type of insurance, it is important to know what you are actually covered for. A travel insurance policy with Folke Forsikring may include:
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Illness and accidents – including medical assistance, hospital care, medication, and treatment abroad
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Repatriation – if you are unable to return home as planned due to illness or injury
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Baggage coverage – for delayed, damaged, or stolen baggage
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Liability insurance – if you accidentally damage others or their property
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Cancellation insurance – if you need to cancel your trip due to illness or an emergency
Important considerations before purchasing travel insurance
Before choosing travel insurance, it’s worth considering:
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Are you traveling alone or with family? Family travel insurance is often the most cost-effective solution for group trips.
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Do you have a chronic illness? Make sure your health conditions are covered – and disclose this when purchasing your policy.
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Do you travel often? An annual travel insurance policy can be cheaper than multiple single-trip policies if you travel several times a year.
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Destination? Coverage can vary depending on whether you travel within Europe or outside of it – so choose insurance based on your travel destination.
Why choose travel insurance with Folke Forsikring?
At Folke Forsikring we understand how important it is to travel with peace of mind. That’s why we offer:
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Fast claims processing
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Travel insurance tailored to your needs and destination
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The option to combine your travel insurance with other private insurance policies
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Attractive prices – some of the best rates on the market
Get the right coverage – and travel with peace of mind
Are you unsure which travel insurance is best for you or your family? Contact Folke Forsikring us today for professional advice and a no-obligation quote.
